Mortgages have evolved.

Get the financing solution you deserve today.

Competitive Rates, Expert Guidance, and Fast Pre-Approvals!

No matter your financial situation—whether you have excellent credit or need flexible solutions—Jeremy Garth provides tailored mortgage options to meet your needs. As an independent mortgage broker, Jeremy has access to a wide range of lenders, allowing you to choose the best product without being restricted to just one institution. Get personalized, expert advice and explore options that work for you.

  • Apply

    Complete our simple online application or give us a call at 604-223-9401. Whether you're purchasing, renewing, or refinancing, we work with a variety of mortgage products to meet your unique needs.

  • Review Your Options

    Receive personalized mortgage solutions tailored to your goals. We'll present you with options that are designed to fit your financial situation and long-term plans.

  • Wrap Up

    After selecting the ideal option, we’ll guide you through the final paperwork. Then, enjoy the benefits of your new mortgage and the exceptional service that comes with it.

Our Services

  • Pre-Approval

    Find out how much home you can afford with a mortgage pre-approval. We'll guide you through your financial strategy, mortgage amount, down payment, and purchase price. We’ll also advise on the necessary documentation for conditional approval. Pre-approvals, subject to good credit, are typically valid for 60-120 days depending on the lender.

  • Refinance

    Use your home’s equity to pay off high-interest debts and improve your cash flow. Refinance up to 80% of your home's value to consolidate debt into one easy payment, potentially saving on penalties and becoming mortgage-free faster.

  • Purchase

    Each mortgage application is different and we will help you figure out the numbers so you can stay focused on shopping for properties within your approved price range. You and your real estate agent will know exactly how much you can comfortably afford along with the assurance of a locked in rate - all at no cost to you.

  • Renewal

    Many homeowners renew with their current lender, thinking it’s easier. However, renewal is the perfect time to explore better rates. As an independent mortgage professional, I can help you find the best options, whether you're consolidating debt, using home equity, or planning a vacation property. Let multiple lenders compete to get you the best deal.

  • Debt Consolidation

    Use your home equity to consolidate high-interest credit card debt and boost your cash flow. By combining debts into your mortgage at a lower rate, you can save money, reduce stress, and manage your finances more easily. Contact me today to explore your options and start saving.

  • Credit Improvement

    Improve your credit and still get mortgage financing. Bad credit doesn’t mean you're out of options. Whether your credit is slightly bruised or you've had a bankruptcy, we can help.

    We work with non-traditional lenders who offer solutions for those facing credit challenges. Let’s assess your situation and find the best path forward.

    Contact us today for more details and a fast pre-approval!

What Our Clients Are Saying

Our Lending Advantage

  • Fast

    Lending Approvals

  • Low Rates

    Competitive rates with access to banks, credit unions, and mortgage lenders.

  • 98%

    Would Recommend Us

  • Peace of Mind

    Over 10 years industry experience

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